It is no secret that getting a master’s degree is no easy task. Many students at all levels often encounter massive expenses with limited time and means to accommodate them all. There are several ways to reduce the cost of earning a degree, and one of the most common is by taking out a student loan. On graduation or even if a student drops out, the loan needs to be repaid, which can take many years and cost hundreds of dollars a month.

For those who are in or are approaching their student loan deadlines, there is no cause for alarm. There are many ways to repay a loan that cost nothing or next to nothing. To help connect you with even more resources, we have gathered 20 incredible sites for tips on paying off student loans below. They include guides for everything from which student loan to choose to how to live your best life even in the midst of student debt.

Incredible Sites for Paying Off Student Loans

1. Stafford Loan
   These student loans are supported by federal money and can offer great rates and terms. Those who already have student loans can also look into their Student Loan Consolidation plan to help pay off existing ones. They also have loans for private students, graduate students, and even parents.
2. Perkins Loan
   Students who come from low income families can qualify for these government backed loans. They also include many options for those who have trouble paying off loans. You can even apply for their $50,000 scholarship while you are having a look.
3. PLUS Loan
   If your parents are part of your plan to pay off student loans, stop here. The PLUS loan is specifically targeted to help parents help their children pay for a higher education. There are also answers to many common questions, such as interest rates and comparison, on their site.
4. Tax Deduction
   Did you know that just about every student loan qualifies as a tax deduction? It is found on the common 1040 or 1040A form, so you don’t even have to itemize deductions to get a credit, which can help pay off your student loans. William Perez of About.com has more on how to specifically do this.
5. Student Loan Borrower Assistance
   Need the latest information on paying off a student loan? Then stop by this site for the latest updates on student loans. Hot topics currently include bankruptcy, consolidation, and public service forgiveness.
6. Loan Consolidation
   Have several loans you need to pay off? Check out the benefits of consolidation here. The official site for the federal government shows you the three essential steps to applying for and receiving loan consolidations.
7. Student Loan Consolidator
   If you need just the facts, stop here. Simply scrolling down can tell you what the savings will be after consolidation on any loan from $30,000 to $100,000. There are resources for both federal and private student loans.
8. Sallie Mae
   They have been billed as the Fannie and Freddie of student loans. They have tons of options for those looking for a student loan and even credit card and banking options. There is also help for after graduation and even saving plans.
9. Fin Aid
   This is one of the largest private sites on financial aid for students. With a special section for loans, you can get the low down on everything from federal to private loans. Be sure and scroll down to check out the latest facts and figures for students and loans.
10. Loan Forgiveness
    Did you know that in some cases student loans can be forgiven? Those who choose to do volunteer work can receive loads on stipends and other forgiveness resources. Other options include military service, teaching, legal, and medical studies.

Incredible Sites for Tips on Paying Off Student Loans

11. Studenomics
    Their tagline is “kill debt, have more money now, enjoy life.” The blog is full of tips for doing just that, including a special section on reducing debt. Articles of interest include “10 Ways to Speed up the Repayment of Your Student Loan” and “Debt Consolidation Services – What You Need to Ask.”
12. Student Loan Blog
    Getting and paying off student loans is the focus of this blog. In addition to many posts, they also have resources on loans and scholarships, as well as career success. Be sure not to miss their videos and reviews with more.
13. Poorer Than You
    Stop here for money issues for college students and twenty-something’s without being boring. Topics range on everything from being frugal to student loans. A recent entry was a guide on how to rebuild your credit.
14. Thousandaire
    Kevin McKee used to be a struggling student with loan troubles. He now offers this blog with tons of tips for young people on how to manage their finances. Most popular posts include “Don’t Pay Off Your Student Loans” and “How to Interview When You Don’t Have Experience.”
15. Life After College
    Jenny Blake urges her readers to live big after college. Her blog helps them do just that with this special section for money. There are also tips for career, goals, relationships, and happiness.
16. Spilling Buckets
    Ryan and Leslie started out their lives together with some serious student debt. Their blog shows how they are paying it down, in addition to accomplishing goals such as establishing an emergency fund, getting married, and buying a house. Best of all, the stories of how they did it are all contained on the blog.
17. The Student Loan Down
    Get a blog about financing college and managing debt from the experts at Wells Fargo here. They take on everything from different kinds of loans to life insurance. There is even a section where you can send in a question to one of their professionals.
18. Money Smart Kids
    At first glance, this blog may seem like a choice for parents who give their kids allowances. However, Janet Bodnar of Kiplinger does a professional job of teaching young people about money, even those who are in college. Recent articles include “How to Limit Student Loan Debt” and “What College Students Need to Know About Money.”
19. Student Loan Library
    Still can’t find what you’re looking for in the above? Then stop by this virtual, online library with every student loan topic imaginable. You can research the newest developments or check out popular items such as financial aid and loans with bad credit.
20. Mint
    Unlike the above, this is an online tool for those who need help managing money, such as students trying to pay off loans. The site pulls all your financial accounts into one place, allowing you to set a budget, track goals, and more at no cost. There are even free mobile apps here.

Although the above 20 incredible sites for tips on paying off student loans are useful, use caution whenever making major financial decisions, such as taking out loans or consolidating debt. You should also be aware of the various financial aid and scholarship scams out there.